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MULTI-KEY

Affordable Housing

Concept

Ownership From NZD 99,000

Affordable Option. The most popular generational house is two single keyed self-contained 36/m2 bedsits, each for NZD 99,000 and a spacious 72/m2 master one-bedroom suite for NZD 198,000, a total of NZD 396,000 for the whole house, including infrastructure and land.  

Design Option. The spacious 72/m2 one-bedroom family unit features a family kitchen, dining, lounge, en-suite bedroom, and an alfresco terrace and awning. The two self-contained 36/m2 bedsits have internal lockable door access to the family unit and feature alfresco decks and canopies. 

Duplex or Bedsit Options. The 144/m2, Multi-key house can be a Duplex, two bedrooms with a family kitchen, dining room, lounge, alfresco terrace, or four separate self-contained 36/m2 en-suite bedsit Studios with alfresco terraces.  

Substantial Savings. The Future House, hybrid exoskeleton twin-wall component construction system on-site assembly and installation provide land and infrastructure savings, house design through duplication, compliance costs, margins on the materials directly supplied, and time and labour. 

Live-In Benefits

Multiple Incomes

Mortgage Security. The house owner contributes NZD 300 weekly rental contribution for the one-bed unit, and the two, three or four Government beneficiary bedsit tenants each NZD 150. The owner can then make a weekly total of NZD 600 to 900 in mortgage payments.

Save. Own the house, self-contained infrastructure and ‘Licence To Occupy’ for 99 years for less than NZD 400,000, one-third of the NZD 1,200,000 average cost of an Auckland house. Save the P & I costs of an additional NZD 800,000 mortgage, council rates, tenancy management and body corporate fees. 

Pay Down The Mortgage. The average rental income can pay down the NZD 400,000 investment, including the mortgage interest, maintenance, compliance, rates and personal tax cost in less than fifteen years.  

Wealth Creation. An option is to initially live in the spacious one-bed family unit and rent the bedsits. Allow the children to grow into the bedsits, and when the children leave, in retirement, rent the bedsits to supplement the pension, or rent the whole ‘Multi-key’ house, escape, follow the sun and see the world.  

Wealth Creation

Equity | Yield | Growth

Mortgage Security. The house owner contributes NZD 300 weekly rental contribution for the one-bed unit, and the two Government beneficiary bedsit tenants NZD 150. The owner can then make a weekly total of NZD 600 in mortgage payments.

Save. Own the house, self-contained infrastructure and ‘Licence To Occupy’ for 99 years for less than NZD 400,000, one-third of the NZD 1,200,000 average cost of an Auckland house. Save the P & I costs of an additional NZD 800,000 mortgage, council rates, tenancy management and body corporate fees. 

Mortgage Pay Down. The average rental income can pay down the NZD 400,000 investment, including the mortgage interest, maintenance, compliance, rates and personal tax cost in less than ten to fifteen years.  

Wealth Creation. An option is to initially live in the spacious one-bed family unit and rent the bedsits. Allow the children to grow into the bedsits, and when the children leave, in retirement, rent the bedsits to supplement the pension, or rent the whole ‘Multi-Key’ house, escape, follow the sun and see the world. 

Social Benefits

Desperate Need

Many New Zealand citizens live in garages, old caravans, four families in a house and on the street. Statehouse applications have increased from 4,000 to 26,000, a city’s population the size of Dunedin. The Government has only built 1,200 houses over the same period after considering demolition.  

Asthma Deaths. According to WHO, over 86% of health-related issues result from inadequate housing.  As a direct result, New Zealand has the second-highest death rate from Asthma due to the official Building Codes recommending using food for mould sap timber and paper-backed materials.

Cancer Deaths. New Zealand has the second-highest death rate from cancer. Houses built on concrete pads with no under house circulation in critical geothermal radon locations: Deadly radon, VOC’s toxins and pathogens recirculate through the house with compulsory use of lethal reverse cycle heat pumps. 

Stroke. New Zealand has the third-highest death rate from heart disease brought on by a virus, bacteria or a toxic mould induced illness; 25% of the population suffer from mental illness caused by stress through substandard living conditions. Children’s poverty is now 20%, one of the highest in the OECD. 

Secure Your Future

Regular ‘How-To’ Bulletins

Valuable invest or sell audit. Future House 15 design and build options obtain 4x rental yields with up to 40% development savings. Enjoy up to 100% take-out finance with risk and tax minimisation options.